Insurance & Self-Insurance

Insurance and self-insurance pools face unique challenges, including:

  • Uncertainty of claim amounts and timing
  • Premium cycles that require attentive cash management
  • Cyclical swings in reinsurance availability and costs
  • Strong price competition
  • Coordination among internal management and outside actuaries, auditors, state regulators, and rating agencies
  • Requirement for capital preservation during periods of market volatility
  • Desire to simplify the investment process and minimize administrative overhead

With these objectives and challenges in mind, our asset management group helps insurance and self-insurance clients professionally manage diversified portfolios that are tailored to their individual requirements. One size "does not fit all.” Instead, our strategies are customized to each client’s lines of business, balance sheet and business goals.

Investment strategies are customized according to the distinct return objectives and risk tolerance of the self-insurance pool, and may include a combination of our managed portfolio solutions from cash management and tailored fixed-income portfolios to Multi-Asset class management approaches (which can include fixed-income, equity, global, and alternative investments).


Featured Article

Short Duration Strategies are Worth a Look

The current environment caused many investors to ponder ways to generate positive returns, particularly those that operate in the world of fixed-income.

Why work with PFMAM?

With more than 40 years of experience, we serve public sector, non-profit and other institutional clients. We combine national perspective with local connection to build tailored, flexible investment solutions across fixed income and multi-asset class strategies. Our focus is on liquidity management, investment-grade fixed income and outsourced chief investment officer (OCIO) solutions. We look forward to working with you to develop bespoke solutions to your specific needs.